6 Genius Money Moves for People Who Work From Home
If 2020 taught us anything, it’s that we need to be saving pennies wherever we can.
If you have over $1k in your bank account, then you're in the right place.
Our experts have chosen 6 little-known, but effective financial moves to help grow your wealth (and save more of what you earn).
Let's dive right in:
1. See if This Startup Can Get You More Money
Most "cash-back" credit cards max out around 2% in cashback, but this startup is looking to change that.
With Aspiration, you’ll get up to 10% cash back for shopping at a wide range of retailers and service payment providers.
Plus, you could save over $300 a year in fees, and have the ability to get cash out at over 55,000 ATMs with zero withdrawal fees (that’s more free ATMs than Bank of America, Wells Fargo, and Chase bank combined).
As a bonus to saving you a lot of money, they are a value based company, boasting they’ve planted over 3,000,000 trees and over 179,000,000 total miles offset. What’s better than saving money on fees, getting cash back on purchases, and helping the planet?
Enter your email here, then link a bank account to see how much money you can get.
2. Invest Like a Billionaire (Even If You’re Not Rich)
It's no secret that the share price of some of the top stocks in the world (notably Tesla) is well over $500.
That kind of pricing excludes a lot of middle-class Americans from buying even a single share.
That's where microinvesting comes in. Stash is a startup that allows users to buy fractional shares of any stock for as little as $1.
They're also offering a promotion where you receive $5 for signing up, if you're interested in a little extra cash.
3. Negotiate your bills (in 2 minutes or less).
We're going to let you in on a little secret:
The prices you pay for your phone & internet bills are negotiable.
That's right: the largest mobile phone networks and cable networks are in the middle of a cut-throat price war.
And they'd rather reduce your prices than see you go to one of their competitors.
Enter BillShark: a no-risk service that negotiates your bills for you neat application. On average, they save around $300-$500 for you per bill.
You only pay if they can successfully negotiate your bills for you (they boast a 90% success rate). If they can't, BillShark is completely free.
4. Get better car insurance
It’s highly likely that you’re overpaying for home and car insurance, and negotiating and comparing quotes takes a lot of time and requires some knowledge and experience in the field.
This is where Gabi comes in. They claim to save their customers an average of $961 per year on insurance payments. And the best part of all, is that they don’t charge anything - that’s right, their service is free to use thanks to the agreement they have with their partners by bringing you on board as a customer.
5. Claim a free stock share worth $5-$1,000.
Whether you have $5, $100, or $500 spare to invest, you can get started today on Sofi. The popular app suitable for everyone, from beginners to pros, gives you the opportunity to buy and sell stocks for free - yes, you read that right, for free. Zero commissions on unlimited trades in stocks, ETFs and cryptocurrencies. That means you can invest in thousands of different stocks for as little as $1.
And when you open a new account, Sofi will give you a random share of a stock for free (valued anywhere between $5-$1000 USD).
6. Leave Your Family up to $1M
But Bestow is looking to change that. You can get a quote and apply for coverage completely online, without ever having to set foot in an office, see a doctor, schedule medical exams, or talk on the phone.
They offer 10, 15, 20, 25, and 30 year term life insurance, with coverage ranging from $50,000 to a whopping $1,500,000. If you're between the ages of 18-59, you can apply today and get a decision in about 10 minutes.